Filing an RV insurance claim shouldn't be a second job. At RV Time, we communicate directly with your insurance company — so you don't have to chase adjusters or negotiate repair costs on your own.
Most RV owners assume they need to manage every step of the claims process themselves. We eliminate that burden. Once you bring your RV to us (or we come to you), we document the damage, prepare a detailed repair estimate, and submit it directly to your carrier. We handle the back-and-forth so you can focus on other things.
We work with all major RV insurance carriers including:
Flying debris, fallen branches, and high-wind damage to roof panels, slideouts, and awnings.
Rear-end, sideswipe, or backing accident damage — full structural and cosmetic repair.
Roof leaks, window seals, and slideout damage that allows water in — before it becomes a mold problem.
From minor appliance fires to significant coach damage, we assess and restore.
Branches, limbs, and debris that land on your RV while parked — common at campgrounds and during wind events. Typically covered under comprehensive.
Mechanical failures from accidents or improper operation covered under many comprehensive policies.
Dealership service departments are notoriously slow with insurance work — some owners wait 6–12 weeks just for an estimate. At RV Time, our RV-only focus means we turn estimates around faster and get your rig back on the road sooner. We also advocate on your behalf if an insurer tries to undervalue the repair.
We've helped hundreds of Roseville and Sacramento area RV owners navigate claims for everything from a minor awning tear to a complete roof replacement. We know the process, and we know how to get it done right.
You can, but it's not required before calling us. We're happy to guide you through the process from the very first step.
It depends on whether the claim falls under comprehensive or collision coverage. Comprehensive claims — such as falling objects, storm damage, or fire — typically have little to no impact on your rates. Collision claims may have a greater effect depending on your carrier and history.
In the unlikely event they don't cover the full amount, we'll explain exactly what's covered and what isn't. We also offer competitive self-pay pricing for any portion not covered.
Yes — we offer mobile assessment service in the Roseville, Sacramento, Rocklin, and Folsom areas.
Call us or request service online. We'll walk you through every step.
📞 Call 916-779-4000 Request Service Online